:root{
  --navy:#0B1F3A;
  --navy-deep:#071426;
  --gold:#C6A75E;
  --gold-soft:#E6D3A3;
  --light:#F8F6F1;
  --text:#111;
  --muted:#6b7280;
}

*{margin:0;padding:0;box-sizing:border-box;}

body{
  font-family:'Inter',sans-serif;
  background:var(--light);
  color:var(--text);
  line-height:1.6;
}

.container{
  width:90%;
  max-width:1200px;
  margin:auto;
}

/* HEADER */

header{
  position:fixed;
  width:100%;
  top:0;
  background:#fff;
  padding:20px 0;
  z-index:1000;
}

nav{
  display:flex;
  justify-content:space-between;
  align-items:center;
}

.logo-wrapper{
  display:flex;
  align-items:center;
}

.logo-wrapper img{
  height:48px;       /* Perfect for 20px header padding */
  width:auto;
  display:block;
  transition:0.3s ease;
}

.logo-wrapper img:hover{
  opacity:0.9;
}

.legal-wrapper{
    padding:140px 0 100px;
    background:#F8F6F1;
}

.legal-container{
    max-width:900px;
    margin:auto;
    padding:0 20px;
}

.legal-container h1{
    font-family:'Playfair Display',serif;
    font-size:42px;
    margin-bottom:30px;
    text-align:center;
}

.legal-content{
    font-size:16px;
    line-height:1.8;
    color:#333;
}

.legal-content h2{
    margin-top:40px;
    font-family:'Playfair Display',serif;
}

.legal-content ul{
    margin-left:20px;
}

nav ul{
  list-style:none;
  display:flex;
  gap:30px;
  align-items:center;
}

nav a{
  text-decoration:none;
  color:white;
  font-weight:500;
  font-size:14px;
  letter-spacing:0.5px;
  transition:0.3s;
}

nav a:hover{
  color:var(--gold);
}

/* Login Button */

.login-btn{
  padding:8px 20px;
  border:1px solid var(--gold);
  border-radius:30px;
  background: var(--gold);
}

.login-btn:hover{
  background:var(--gold);
  color:var(--navy);
}
.login-btn:hover a {
  color: var(--gold);
}
.login-btn:hover {
  background: transparent;
}

/* HERO */

.hero{
  background:linear-gradient(135deg,var(--navy-deep),var(--navy));
  color:white;
  padding:190px 0 130px;
  text-align:center;
}

.hero h1{
  font-family:'Playfair Display',serif;
  font-size:54px;
  line-height:1.2;
  margin-bottom:25px;
}

.hero p{
  max-width:650px;
  margin:0 auto 35px;
  color:#d1d5db;
  font-size:18px;
}

.btn{
  display:inline-block;
  padding:14px 36px;
  background:var(--gold);
  color:#fff;
  border-radius:50px;
  font-weight:600;
  text-decoration:none;
  transition:0.3s;
}

.btn:hover{
  background:var(--gold-soft);
  color: var(--navy);
}

/* SECTION */

.section{
  padding:110px 0;
}

.section-dark{
  background:var(--navy);
  color:white;
}

.section-title{
  text-align:center;
  margin-bottom:70px;
}

.section-title h2{
  font-family:'Playfair Display',serif;
  font-size:38px;
  margin-bottom:10px;
}

.section-title p{
  color:var(--muted);
}

.section-dark .section-title p{
  color:#cbd5e1;
}

.grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  gap:40px;
}

/* CARD */

.card{
  background:white;
  padding:40px;
  border-radius:16px;
  box-shadow:0 20px 50px rgba(0,0,0,0.08);
  transition:0.3s;
}

.card h3{
  font-family:'Playfair Display',serif;
  margin-bottom:15px;
  font-size:22px;
  color:var(--navy);
}

.card p{
  color:#555;
}

.card:hover{
  transform:translateY(-8px);
}

.section-dark .card{
  background:#102C54;
  color:white;
}

.section-dark .card h3{
  color:var(--gold);
}

.section-dark .card p{
  color:#e2e8f0;
}

/* ========================= */
/* NEW HOW IT WORKS DESIGN  */
/* ========================= */

.timeline-wrapper{
  position:relative;
  max-width:900px;
  margin:0 auto;
  padding-top:20px;
}

.timeline-line{
  position:absolute;
  left:50%;
  top:0;
  width:2px;
  height:100%;
  background:var(--gold);
  transform:translateX(-50%);
}

.timeline-item{
  width:50%;
  padding:40px 60px;
  position:relative;
}

.timeline-item.left{
  left:0;
  text-align:right;
}

.timeline-item.right{
  left:50%;
}

.timeline-content{
  background:#102C54;
  padding:35px 40px;
  border-radius:16px;
  position:relative;
}

.timeline-content h3{
  color:var(--gold);
  font-family:'Playfair Display',serif;
  margin-bottom:10px;
}

.timeline-content p{
  color:#e2e8f0;
}

.timeline-number{
  position:absolute;
  top:-18px;
  width:42px;
  height:42px;
  border-radius:50%;
  background:var(--gold);
  color:var(--navy);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:700;
}

.timeline-item.left .timeline-number{
  right:-21px;
}

.timeline-item.right .timeline-number{
  left:-21px;
}

/* CTA */

.cta{
  background:linear-gradient(135deg,var(--navy),var(--navy-deep));
  color:white;
  text-align:center;
  padding:120px 20px;
}

.cta h2{
  font-family:'Playfair Display',serif;
  font-size:40px;
  margin-bottom:25px;
}

.cta p{
  margin-bottom:35px;
  color:#cbd5e1;
}

/* FOOTER */

footer{
 background:linear-gradient(135deg,var(--navy),var(--navy-deep));
  color:#9ca3af;
  text-align:center;
  padding:20px 0;
  font-size:14px;
}
.footer-inner {
  display: flex;
  justify-content: space-between;
}
footer a{
  color:#9ca3af;
  text-decoration:none;
  margin:0 10px;
  transition:0.3s;
}

footer a:hover{
  color:var(--gold);
}

/* Responsive */

@media(max-width:768px){
  .timeline-item,
  .timeline-item.left,
  .timeline-item.right{
    width:100%;
    left:0;
    text-align:left;
    padding:40px 0;
  }

  .timeline-line{
    left:20px;
  }

  .timeline-content{
    margin-left:50px;
  }

  .timeline-number{
    left:-50px !important;
  }
}

@media(max-width:767px){
.footer-inner {
	display: block;
}
.logo-wrapper img {
	height: 34px;
}
.footer-left {
	margin-bottom: 3px;
}
}